Insurance is not a get-rich-quick scheme in the event of an accident or claim. There aren’t roundabout, “thrifty ” ways of getting reimbursed by an insurance company for a roofing claim while pocketing most of the checks you receive.
In short, insurance is meant to restore you to the state you were in prior to an accident. No insurance company on earth is going to rebuild your home bigger or better than it was before a claim. They will all put it back together with “like, kind and quality” materials. In the claim process, trying to save money in the short-term (either for yourself or for the insurance company) is often devastatingly expensive in the long run.
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